Great news for the Galapagos Penguin

Great news for the Galapagos Penguin

The Galapagos Islands wildlife has fascinated us ever since the naturalist Charles Darwin brought them to the attention of the world through his remarkable journey of discovery in the early 1800s. His research in the archipelago forms the basis of what has become his revolutionary theory of natural election.
In subsequent years, this offshore island group of Ecuador has become a popular place for ecotourism. There are several places on Earth that offer such insights into our natural world intrigue and, for wildlife enthusiasts, the Galapagos vacation can be one of their most memorable life experiences. Great news for the Galapagos Penguin

Among the unique endemic species, the rare and endangered Galapagos Penguin is one of the most sought-after sightings. By 2017, after decades of declining population, researchers have seen a spurt in bird growth, and there appears to be some good news for the most endangered penguin species on the planet – and that’s also good news for wildlife lovers who visit the Galapagos holiday area. Great news for the Galapagos Penguin

A bonanza breeding

The reason for buying gold recently did not result in an overnight success. Many bird nests that have been used for the last 40 years have been destroyed by floods or followed by the Sea Iguanas. So, in 2010, a team of researchers from the University of Washington began working on a project that included the construction of 120 artificial penguin nests, with the goal of providing as many opportunities as possible to breed for the species.

The nest is made by digging the tunnel into the lava landscape, or by lava plate accumulation. The nest has been dubbed “penguin condo” and has been built on three island islands: Isabela, Bartolomé and Fernandina. The aim of the researcher is to ensure that when food availability is abundant (when the breeding is most likely to occur), the birds have access to a safe nest to protect their eggs and keep them cool.

The nest is monitored twice a year and in the last visit by researchers, the number of teenage penguins is more visible – and, in fact, they account for about 45% of the total population.

Current events

The increase in breeding is directly correlated with La Niña weather events, which bring rich and nutrient rich flows into the seas around the archipelago. In recent years the El Niño event (which brought the current slower and warmer, created a scarcity of food sources), consequently for the penguin population has been devastating. It is estimated that there are less than half of these days as in the 1979-73 and 1982-83 pre-El Niño years. Great news for the Galapagos Penguin

By providing a means for species to utilize favorable nesting conditions, artificial nests have played an important role in the regeneration of this population. In the hope of another La Niña in the spring of 2018, it is hoped that this breeding crush will continue and increase further. The Galapagos Conservancy has supported this program since 2013, and the body recognizes the valuable work of this dedicated group of researchers. Their long-term goal is to increase the population to a certain point so as to survive the adverse climate fluctuations, and representatives will return to the islands in February 2018 to examine the nest and share their findings.

A privilege of experience

For wildlife enthusiasts who visit the region on the Galapagos holidays, it is still a privilege and an unforgettable experience to see species in their natural habitat. In the coming years, the population can regain its prevalence over the last few decades – proving that in some cases, human intervention can be positive rather than harm world wildlife.

Great news for the Galapagos Penguin

 

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.

How to Pack your Backpack like a Pro

How to Pack your Backpack like a Pro

Your adventure is fast approaching and you’re buzzing to get out there to conquer immense peaks and discover as many remote mountaintops, monuments and markets (which are normally seen only by local eyes!) as you can. You’ll only be able to make it there on your own two feet, with everything you need strapped to your back. Therefore the planning is crucial. Here are a few tops tips to bear in mind.
The Backpack is your Turtle Shell

 

This huge bulky beast will become your home and wardrobe on your journey, and so you need to make sure you get one that meets your purposes. Pop into any decent mountain or outdoors shop and there are always friendly and enthusiastic staff on-hand to help you pick out the best bag for you.

Before you Begin Packing

Before you even think about trying to master Tetris by jamming everything in, make sure you have all the essential gear. Make sure to grab a good backpacking checklist off the internet and then lay everything out in the following categories…

1) Most frequently used 2) Least frequently used 3) Heaviest gear 4) Lightest gear

Once you’ve got it all laid out it will be easier to start slotting things away in an order that makes sense. We find this method the most useful:

1) Frequently used stuff on the top (easy to reach) 2) Less frequently used stuff on the bottom (not in the way during the day) 3) Heavier gear closer to your back (you won’t feel it so much here) 4) Lighter gear away from your back (it doesn’t require as much support)

Compartments are your Friend

The Bottom is the perfect spot for bulkier items you won’t need until you camp. Think sleeping bag, sleeping mat, cold weather layers and your dry boots or shoes.

The Core Part is where you’ll want to keep heavier gear that you won’t need during your hike. This will include your tent and cooking kits, water and food.

Top Part of the pack is where you should stow things you’re going to need a lot during the day, including a fleece, your water filter, a first aid kit and loo supplies.

Accessory Pockets are where you keep the bits and pieces you need at a moment’s notice. This is the home for your sun cream, SPF lip balm, sunglasses, water bottle, bug spray, compass, the all-important snacks, ID and cash.

Loops and Lash-ons are key for those items which are easier strapped on than stuffed into your bag such as tent poles, hiking poles, rope and camping stools.

Just a Guideline!

Your exact needs will vary on the region you’re exploring and the time of year you’ll be there. Make sure to read up on what you’ll need and be prepared. Remember that for any backpacker, travel insurance should be the first item you organise. There are many types of backpacker travel insurance, and our team at Let’s Go Insure can help you find the one to suit your needs.

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